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Receive money locally,
internationally, or via crypto into your Ruvo wallet

Get paid in USD, BRL, or crypto. No forced conversions. Clear fees upfront.
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Receiving

Ways Brazilians receive money from abroad

When you deposit or receive funds, they're stored securely in your own non-custodial wallet — meaning only you control your assets. Ruvo simply connects your wallet to BRL, USD, and crypto rails so you can move money globally, instantly, and safely.

Payrolls

Ruvo never takes custody of your assets

Payroll document with pencil

Receive from family and friends

See and track your balance at all times.

Mom sent you 100 USDT — you received 523,28 BRL

Receive payments from clients

See and track your balance at all times.

Balance showing USD 100,00 and BRL 523,28
Global and borderless
Built for Brazilians

Ways to receive

  • Instant transfer via Pix

    Send to Ruvo via Pix from your registered bank account in Brazil

  • Crypto wallet address

    We make it easy to access your wallet info and send money to Ruvo from a crypto wallet

  • ACH or Wire transfer

    Send funds to Ruvo through an ACH or Wire transfer from an American account

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Ruvo gives you flexibility and control over your funds

Once funds are received, Ruvo allows complete flexibility, enabling you to send to any Pix or US account, as well as keep in Ruvo and spend on our Visa card.

Send to Brazil instantlySend

Ruvo enables you to send USDT to any Pix instantly

Send to any US account via ACHSend
Spend your balance directlySpend
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SendSend to Brazil instantly

Ruvo enables you to send USDT to any Pix instantly

Hand holding phone with Ruvo cardHand holding phone with Ruvo card

Spend USDT with Ruvo card anywhere Visa is accepted

Fund your balance, load your card, and spend worldwide — all from your Ruvo wallet

  • Top up

    Add BRL, USD, or crypto to your Ruvo wallet - instantly converted to USDT behind the scenes

  • Activate

    Choose how much of your wallet balance you want available on your Ruvo Card.

  • Spend

    Use your Ruvo Visa anywhere with apple pay and google pay, with no FX markup on dollar spend or IOF.

How PJs get paid internationally with Ruvo

Receive, convert, and move money globally — built for businesses and contractors.

Learn

See Rates

Compare Personal vs CNPJ fees and create your account.

See Rates

Ruvo handles what traditional transfers weren't designed for

Send and receive across borders with flexibility, speed, and transparent rates — no hidden fees, no IOF on conversions, and real-time control over your money.

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FAQs

Common questions about receiving dollars in Brazil

To receive dollars in Brazil, you need to use an account or platform that accepts international payments in foreign currency. Depending on the solution, the amount may be received in dollars or converted to reais.
Yes, in some cases you can keep the amount in dollars before conversion. This depends on the structure of the account you use and can offer more flexibility about when to convert.
The exchange rate is the rate used to convert dollars into reais. In addition to the market rate, the institution may apply an exchange spread, which affects the final amount received.
Receiving may include transfer fees, exchange spread, operational costs, and applicable taxes, depending on the operation and institution used.
Whether IOF applies depends on the type of operation. In some cases there may be specific rates or even exemption, depending on the nature of the transfer.
The best way depends on the amount you receive, the currency, and whether you need to convert. When comparing options, consider total cost, the exchange rate applied, and the final net amount.

Ready to Ruvo?

Wherever life takes you, one wallet's enough.

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© 2026 Ruvo Financial Inc. All rights reserved. Made in Brazil.
Ruvo is a global technology platform. Financial services are provided by regulated third parties. Ruvo does not custody funds or perform regulated activities in Brazil.