Send with Ruvo
Easily onramp and send funds to colleagues, friends and family.
Send and receive money — instantly
Move USD, BRL, or USDT between Brazil and the world, send or receive through Pix, U.S. accounts, or crypto wallets with no IOF and rates from 0.4%.
Flexible and fast money transfer.
How transfers work with Ruvo
Move money between Brazil and the world in seconds - send, receive, and convert with real time rates and no IOF.
Receive
Global Payments: USD/Crypto to USDT
Get paid globally without waiting days or losing money to hidden FX fees
Deposit
Fund Your Balance: BRL or USD
Top up your Ruvo balance instantly using Pix or bank transfer from your Brazilian bank. Enjoy high limits and a seamless, friction-free experience.
Convert
Transparent & Low-Cost Conversion
Transparent rates starting from 0.4% — what you see is what you get
Send
Send Instantly: No IOF/Fees
Move money globally in seconds — from Brazil to the world, all from one balance.
Your money stays in your handsNon-custodial by design.Built for trust.
When you deposit or receive funds, they're stored securely in your own non-custodial wallet — meaning only you control your assets. Ruvo simply connects your wallet to BRL, USD, and crypto rails so you can move money globally, instantly, and safely.
You control your funds
Ruvo never takes custody of your assets
Transparent by design
See and track your balance at all times.
Secure and fast
Built on trusted rails with enterprise-grade protection.
