Fees from 0.5% for individuals and 0.3% for businesses. No hidden markup.
No markups
No hidden spreads
No IOF
Receive in reais, send to any bank in the world, or spend on your card, all from your digital dollar balance.
See what you pay — and why Keeping your money as digital dollars in your Ruvo balance costs 0.5%, and from there you can already spend on the card, send via Pix, or convert to reais whenever you want!
You can sign up through our website or app with an official ID — a Brazilian document for Brazilians, or an equivalent document for other nationalities — subject to availability by jurisdiction.
Which currencies can I use on Ruvo?+
You can use USD, BRL, and digital dollars in a single Ruvo account, with instant conversion between them.
How long does an international transfer take to complete?+
Stablecoin transfers are usually completed within minutes. ACH, Wire and RTP transfers depend on the sending or receiving bank.
Can I use Ruvo for recurring payments?+
Yes. You can use Ruvo to send and receive payments on a recurring basis, with transparent fees on each transaction.
What security measures does Ruvo have?+
Ruvo operates with regulated banking and payment partners, offers non-custodial wallets, and applies end-to-end encryption on sensitive data.
Open a personal or business account
Everything you need to send, receive, and manage money globally. No hassle, and none of the abusive fees of traditional banks.
