See your exchange rate and total cost

Ruvo uses the same transparent market exchange rate for Personal and Business accounts.

Deposit and receive BRL, send money abroad, or move funds to any wallet — all from your USDT balance.

Transfer Calculator

Convert BRL, USD and USDT with transparent fees

You send

BRL

The recipient gets

USD

Effective rate VET is -

Everything you need in one account — move money globally with transparent rates and 0% IOF.

Convert between USD, BRL, and USDT at market rates with no hidden spreads or surprise charges.

Spend worldwide in USD with no IOF or FX fees on dollar purchases — your digital dollars, accepted globally.

Earn daily yield on your USDT balance and keep more of your money working in dollars.

Everything you need to send, receive, and manage money globally. No hassle, and none of the abusive fees of traditional banks.

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We're always here to help, with simple, fast, and reliable answers.

You can sign up through our website or app with your tax ID and a government-issued ID.
You can use USD, BRL, and digital dollars in a single Ruvo account, with instant conversion between them.
Stablecoin transfers are usually completed within minutes. ACH and wire transfers depend on the sending or receiving bank.
Yes. You can use Ruvo to send and receive payments on a recurring basis, with transparent fees on each transaction.
Ruvo operates with regulated banking and payment partners, offers non-custodial wallets, and applies end-to-end encryption on sensitive data.
We apply end-to-end encryption, multi-factor authentication, role-based access control, and secure cloud storage, in compliance with LGPD.
We use market-audited protocols, licensed partners (such as Persona and Rain), and secure blockchain infrastructure for all operations.
Yes. We conduct periodic audits with independent partners and maintain continuous incident response plans.