No hidden fees. No confusing spreads.
Just transparent pricing to move, save, and put your USDT to work.
Move funds globally in minutes using stablecoins
Every fee is shown before you confirm
Built with trusted protocols and audited systems
Move money globally, hold it in stablecoins, and earn yield — all in one place.
In just a few steps you dollarize your balance, use your card around the world, and keep your dollars working for you on-chain.
Transfer between USD, BRL and Crypto with no IOF or hidden fees
Spend with the Visa card in any country or send to accounts abroad
Spend with the Ruvo card anywhere Visa is accepted, 0% IOF
Open a Ruvo accountFree
Crypto-to-crypto transfersFree
IOF taxesFree
Send money0.9% fee on USDT ↔ BRL/USDView more
ConvertInstant BRL or USD conversion from USDT
Spend globally1.8% fee on BRL <> USD transfers
Hold your walletEarn up to 6% APY on your balance
Daily yieldDaily yield on your USDT balance
No markups
No hidden spreads
No IOFRuvo uses the same transparent market exchange rate for personal and business accounts.
Deposit and receive BRL, send money abroad, or send to any wallet — all from your digital dollar balance.
Convert BRL, USD and USDT with transparent fees
You send
BRLThe recipient gets
USD
Effective rate VET is -
Total fees and taxes
Fee: -
Arrival: —
Commissions: 0%
Costs: PIX 0%
Arrives
-
We're always here to help, with simple, fast, and reliable answers.
You can sign up through our website or app with your tax ID and a government-issued ID.
You can use USD, BRL, and digital dollars in a single Ruvo account, with instant conversion between them.
Stablecoin transfers are usually completed within minutes. ACH and wire transfers depend on the sending or receiving bank.
Yes. You can use Ruvo to send and receive payments on a recurring basis, with transparent fees on each transaction.
Ruvo operates with regulated banking and payment partners, offers non-custodial wallets, and applies end-to-end encryption on sensitive data.
We apply end-to-end encryption, multi-factor authentication, role-based access control, and secure cloud storage, in compliance with LGPD.
We use market-audited protocols, licensed partners (such as Persona and Rain), and secure blockchain infrastructure for all operations.
Yes. We conduct periodic audits with independent partners and maintain continuous incident response plans.
