How much does Ruvo cost?

Receiving from abroad and transfers between Ruvo accounts are free. Reais to dollars: 0.5%. Dollars to reais via Pix: 0.9% (individuals) or 0.3% (businesses). Sending to a US account: 0.5% by ACH, or 0.5% + $15 by Wire. Card: no fee on dollar purchases, 1% in other currencies. IOF: always 0%. The app shows every fee before you confirm.