Brazilian startups raise, bill and spend in dollars, but operate in reais, paying IOF, spread and paperwork. Ruvo changes that with one global dollar account to receive, manage, convert and pay.
Manage your balance earning yield, pay costs straight in dollars and convert whenever you want, with fees from 0.3% and 0% IOF.
Send and receive via Pix in Brazil — the conversion to dollars happens instantly, no extra step.
See all fees →Receive a funding round or pay a supplier abroad via ACH, Wire, RTP or SWIFT.
How transfers work →Spend in dollars around the world, from AWS to a business trip. No IOF.
About the card →Your money sits in a self-custodial account and earns up to 4.3% a year, no term, no minimum.
How Earn works →Handle everything from the app or straight from the browser at my.ruvo.com.
Open my.ruvo.com →Your company's dollar account for sending and receiving international payments.
Receive from abroad →AWS, AI tools and other platforms billed in dollars. All paid straight from the balance, no manual conversion.
Learn more
Receive the round in dollars straight into the account and decide when to convert. No forced exposure to BRL swings.
Stripe, GitHub, Notion and any international subscription charged straight from the dollar balance.
Learn moreFees from 0.3% for startups. No hidden margin.
Receive funding, pay suppliers and manage your startup's cash, all from your digital dollar balance.
See what you pay — and why
Keeping your money as digital dollars in your Ruvo balance costs 0.5%, and from there you can already spend on the card, send via Pix, or convert to reais whenever you want!
Start using Ruvo today and take control of your money.
