How does my balance earn?

You choose how much of your balance to keep earning, and it earns up to 4.3% a year, calculated every second, with no lock-up period and no minimum. You watch your earnings come in, in real time, right in the app. The rate is variable: it can go up or down with supply and demand in the onchain lending market. When demand for loans is higher, the yield tends to rise; when it's lower, it tends to fall. That's why the figures you see are estimates at the current rate, not guaranteed. See more on the Yield page.