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Is IOF charged on card transactions?

No. IOF is not charged because the Ruvo card is denominated in U.S. dollars.

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Where can I use the Ruvo card?Can I use the card abroad?Are there fees for card transactions?Is there a spending limit?Can I use Ruvo to manage business travel?

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Ruvo is a global technology platform. Financial services are provided by regulated third parties. Ruvo does not custody funds or perform regulated activities in Brazil. Earnings have a variable rate, set by market supply and demand.© 2026 Ruvo Financial Inc. All rights reserved. Made in Brazil.