Do I need to convert everything to reais?
No. You hold the dollar balance and convert only what you need (0.9% for individuals and 0.3% for businesses, 0% IOF), spending the rest directly on the card.
More about Reais and Pix
No. You hold the dollar balance and convert only what you need (0.9% for individuals and 0.3% for businesses, 0% IOF), spending the rest directly on the card.